.hero {
  padding: 72px 0 52px;
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 28px;
  align-items: center;
}

.hero p { color: var(--muted); max-width: 65ch; margin: 0 0 22px; }
.points { margin: 0 0 26px; padding: 0; list-style: none; color: #2f4468; }
.points li { margin-bottom: 8px; }
.hero-ctas {
  display: flex;
  flex-direction: row;
  align-items: flex-start;
  gap: 12px;
}
.hero-ctas .btn { justify-content: center; }

.section-head { margin-bottom: 26px; max-width: 70ch; }
.section-head h2 { margin: 0 0 8px; }
.section-head p { margin: 0; color: var(--muted); }

.faq-list { display: grid; gap: 12px; }
.faq-item {
  border: 1px solid var(--border);
  border-radius: 12px;
  background: #f6f9ff;
  padding: 0 14px;
  transition: border-color .2s ease, box-shadow .2s ease, background-color .2s ease;
}

.faq-item summary {
  cursor: pointer;
  list-style: none;
  font-weight: 700;
  padding: 14px 40px 14px 12px;
  border-radius: 10px;
  position: relative;
  color: var(--text);
  background: #f6f9ff;
}

.faq-item summary::after {
  content: "+";
  position: absolute;
  right: 14px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 1.2rem;
  color: var(--accent);
  font-weight: 700;
}

.faq-item:hover,
.faq-item:focus-within {
  border-color: rgba(47, 109, 255, 0.35);
  box-shadow: 0 8px 18px rgba(47, 109, 255, 0.1);
}

.faq-item summary:hover,
.faq-item summary:focus-visible {
  background: #eef4ff;
}

.faq-item[open] summary::after {
  content: "–";
}

.faq-item summary::-webkit-details-marker { display: none; }
.faq-item p { margin: 6px 12px 14px; color: var(--muted); }
.faq-section {
  position: relative;
  isolation: isolate;
}
.faq-section::before {
  content: "";
  position: absolute;
  top: 0;
  bottom: 0;
  left: 50%;
  width: 100vw;
  transform: translateX(-50%);
  background: #dfe8fb;
  z-index: -1;
}
.faq-section .section-head,
.faq-section .faq-list {
  width: min(var(--max), 92vw);
  margin-left: auto;
  margin-right: auto;
}
.timeline { display: grid; gap: 16px; margin: 30px 0; }

.cta-copy {
  margin: 0;
  color: var(--muted);
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  align-items: stretch;
}

.service {
  background: linear-gradient(165deg, #ffffff, #f4f8ff);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 22px;
  display: flex;
  flex-direction: column;
  gap: 14px;
  min-height: 100%;
  transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
}

.service:hover,
.service:focus-within {
  transform: translateY(-4px);
  border-color: rgba(47, 109, 255, 0.4);
  box-shadow: 0 18px 28px rgba(47, 109, 255, 0.12);
}


.service .badge {
  display: inline-flex;
  align-self: flex-start;
  font-size: 11px;
  padding: 4px 10px;
  color: #18486b;
  background: #e6f3ff;
  border: 1px solid #c7e0ff;
  letter-spacing: 0.5px;
}

.service h2 {
  font-size: clamp(1.2rem, 1.45vw, 1.4rem);
  line-height: 1.3;
  margin: 0;
}

.service h2 a {
  color: var(--text);
  text-decoration: none;
}

.service h2 a:hover,
.service h2 a:focus-visible { color: var(--accent); }

.service p {
  margin: 0;
  color: var(--muted);
}

.service ul {
  margin: 0;
  padding-left: 18px;
  color: #304261;
  display: grid;
  gap: 8px;
}

.service .btn {
  margin-top: auto;
  width: 100%;
  justify-content: center;
}

@media (max-width: 1100px) {
  .services-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 920px) {
  .hero { grid-template-columns: 1fr; }
  .hero-ctas {
    flex-direction: column;
    align-items: center;
    margin-inline: auto;
  }
  .hero-ctas .btn { width: 100%; }
  .services-grid { grid-template-columns: 1fr; }
}